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	<title>Planning - Simplified Living Lab</title>
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	<link>https://www.simplifiedlivinglab.com</link>
	<description>Experiments and Information for Simplifying Life&#039;s Complexities</description>
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	<item>
		<title>How to Break the Golden Years Trap</title>
		<link>https://www.simplifiedlivinglab.com/2026/03/04/how-to-break-the-golden-years-trap/</link>
		
		<dc:creator><![CDATA[Amy]]></dc:creator>
		<pubDate>Wed, 04 Mar 2026 18:38:48 +0000</pubDate>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Experiments]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Guides]]></category>
		<category><![CDATA[Habits]]></category>
		<category><![CDATA[How-To]]></category>
		<category><![CDATA[Our Journey]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Processes]]></category>
		<category><![CDATA[Sustainability]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Trade-Offs]]></category>
		<guid isPermaLink="false">https://www.simplifiedlivinglab.com/?p=1487</guid>

					<description><![CDATA[<p>Most of us hope life will get easier. We look for the &#8220;right moment&#8221; to chase the things we really care about. We imagine all will be right in retirement, those golden years of more time. The problem? That moment rarely comes when or how we expect. And while we wait, life keeps moving. Dreams [&#8230;]</p>
<p>The post <a href="https://www.simplifiedlivinglab.com/2026/03/04/how-to-break-the-golden-years-trap/">How to Break the Golden Years Trap</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>Most of us hope life will get easier. We look for the &#8220;right moment&#8221; to chase the things we really care about. We imagine all will be right in retirement, those golden years of more time.</p>



<p>The problem? That moment rarely comes when or how we expect. And while we wait, life keeps moving. Dreams shrink. Health and youthful drive fade. Bad habits become muscle memory. The next chapter silently slips further away.</p>



<p class="has-background" style="background-color:#91a29f1c">Many of us assume that the next chapter in life will start when it &#8220;should.&#8221; That someday, when the work slows down, the schedule clears, or a milestone arrives, life will suddenly feel easier, freer, more meaningful. We expect clarity to appear overnight, as if decades of routine will magically transform into the life we&#8217;ve imagined.</p>



<p><strong><em>That is a trap.</em></strong></p>



<p>We liked our work. But we also knew something simple: it wouldn&#8217;t last forever. Roles change. Energy changes. Health changes. Change is inevitable. Waiting for retirement or a distant &#8220;someday&#8221; to build the next chapter is risky—and uninspiring. We weren&#8217;t interested in sitting back and watching the days go by.</p>



<h2 class="wp-block-heading">Recognizing the Trap</h2>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img fetchpriority="high" decoding="async" width="1024" height="662" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2026/02/pexels-xiaoyi-3297302-53770521-1024x662.webp" alt="A series of jail cells and bars." class="wp-image-1499" style="width:508px;height:auto"/></figure>
</div>


<p class="has-background" style="background-color:#91a29f1c">We&#8217;ve seen this pattern before. When we made a major career change in the past, we fell into the same mental trap most people do: thinking clarity would arrive after the leap. In reality, clarity comes from the work we do before and after a transition, not from the moment of change. That experience taught us to recognize the trap early when thinking about the next chapter.</p>



<p>The key lesson: your next chapter doesn&#8217;t have to wait. You don&#8217;t need to start from scratch at retirement.</p>



<p></p>



<h2 class="wp-block-heading">Step 1: Stop Assuming Your Future Self Is a Different Person</h2>



<p>The next chapter isn&#8217;t about reinventing yourself completely. Growth expands you, but it doesn&#8217;t erase your core interests. Your <a href="https://www.halhershfield.com/yourfutureself" target="_blank" rel="noopener" title="Link to a book we like on this topic ">future self</a> shouldn&#8217;t be a stranger. Pay attention to what consistently pulls you in—skills, hobbies, or projects you keep returning to.</p>



<h2 class="wp-block-heading">Step 2: Take Stock and Identify the Delta</h2>



<p>Start by listing the habits, skills, interests, and projects you&#8217;ve been consistently investing in. Then compare this inventory to the life you imagine. Where is the gap? What is missing?</p>



<p>The bigger the gap, the more dangerous the trap becomes. A large gap can make the future feel overwhelming, strengthening the temptation to wait for &#8220;someday&#8221; rather than act now.</p>



<p>Once you see the delta, you can create a focused plan of small, consistent actions to move the ball forward. That clarity prevents <a href="https://www.simplifiedlivinglab.com/2024/08/04/its-best-to-iterate-quickly/" target="_blank" rel="noopener" title="It’s Best To Iterate Quickly">wasted effort on dramatic leaps </a>and ensures progress compounds over time.</p>



<h2 class="wp-block-heading">Step 3: Move the Ball Forward Every Day</h2>



<p>If something matters enough to anchor your future, it deserves structured time in your present. Even 30 minutes a day dedicated to a skill, interest, or project compounds faster than waiting for a someday leap. Skills deepen. Confidence grows. Options multiply. That is how you avoid the Hail Mary.</p>



<p class="has-background" style="background-color:#91a29f1c">Reframing the next chapter as something you build gradually takes the pressure off. The question shifts from &#8220;What will I do someday?&#8221; to &#8220;What deserves more reps this week?&#8221; That is tactical, actionable, and repeatable.</p>



<p>You don&#8217;t need to leave work you enjoy to prepare for what comes next. <strong>In fact</strong>, work you enjoy can fund and stabilize the next chapter if approached intentionally.</p>



<p></p>



<h3 class="wp-block-heading">Build Your Next Chapter: 3-Step Action Framework</h3>



<p><strong>Step 1: Stop Assuming Your Future Self Is Different</strong></p>



<p>Growth expands you; it doesn&#8217;t erase your core interests. So, start by identifying the skills, habits, and projects you keep returning to.</p>



<p><strong>Step 2: Take Stock &amp; Identify the Delta</strong></p>



<p>First, list what you&#8217;re already investing time in. Next, compare it to the life you want. The bigger the gap, the more dangerous the &#8220;someday&#8221; trap becomes. Then, focus on small, consistent actions to close that gap.</p>



<p><strong>Step 3: Move the Ball Forward Every Day</strong></p>



<p>Even 30 minutes a day compounds faster than waiting for &#8220;someday.&#8221; Over time, building gradually, measuring progress, and iterating creates real momentum. Finally, reframe the question: &#8220;What deserves more reps this week?&#8221;</p>



<p>At this point, you&#8217;ve already begun taking actionable steps toward your next chapter. But there&#8217;s another trap that can quietly undermine progress if left unexamined.</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="683" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2026/02/pexels-rupak-das-18652288-64815601-1024x683.webp" alt="A pool table set up for a future game" class="wp-image-1493" style="aspect-ratio:1.4998326079678608;width:474px;height:auto"/></figure>
</div>


<p></p>



<h3 class="wp-block-heading">Avoid the &#8220;It Will Be Better When&#8221; Trap</h3>



<p>The real trap is the phrase &#8220;It will be better when we&#8230;&#8221;</p>



<ul class="wp-block-list">
<li>Retire</li>



<li>Have more time</li>



<li>Are focused on ourselves</li>
</ul>



<h3 class="wp-block-heading"><br><strong>Ultimately, time does not create clarity. </strong>Action<strong> does.</strong></h3>



<p><strong>To get started</strong>, consider a simple filter:</p>



<ul class="wp-block-list">
<li>Find what you already spend time on that could scale?</li>



<li>What skill are you quietly building?</li>



<li>What interest keeps resurfacing year after year?</li>



<li>Where can you commit to little, consistent progress instead of a future leap?</li>
</ul>



<p><strong>Chances are</strong>, that is already your next chapter in early form.</p>



<p></p>



<h3 class="wp-block-heading">Build a Next Chapter You&#8217;ll Actually Enjoy</h3>



<p></p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="683" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2026/02/pexels-karola-g-4996960-1024x683.webp" alt="A person enjoying a book on the beach." class="wp-image-1494" style="aspect-ratio:1.4998326079678608;width:468px;height:auto"/></figure>
</div>


<p></p>



<h2 class="wp-block-heading">Wrapping Up</h2>



<p>Your next chapter should not feel like a stranger. It should feel like a more developed version of who you already are. However, if it feels disconnected from your current habits and interests, reassess the vision. The goal is alignment, not escape.</p>



<p class="has-background" style="background-color:#91a29f1c">We recognized that attempting a &#8216;Hail Mary&#8217; pass into the end zone at the last minute is a trap. That is how we used to think of our future. Instead, we are moving the ball now, a few yards at a time. Measured risk. Compounding effort. So, start moving the ball today. Your next chapter doesn&#8217;t have to wait for a distant someday—it&#8217;s being built in the choices you make now.</p>



<p><strong><em>The Future:</em></strong><br><em><strong>Don&#8217;t imagine it-</strong></em><br><strong><em>-Build </em></strong><em><strong>It</strong></em></p>



<p></p><p>The post <a href="https://www.simplifiedlivinglab.com/2026/03/04/how-to-break-the-golden-years-trap/">How to Break the Golden Years Trap</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>The Truth About Fitness Calculators</title>
		<link>https://www.simplifiedlivinglab.com/2025/10/14/the-truth-about-fitness-calculators/</link>
		
		<dc:creator><![CDATA[Pete]]></dc:creator>
		<pubDate>Tue, 14 Oct 2025 16:20:21 +0000</pubDate>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Activity]]></category>
		<category><![CDATA[Applications]]></category>
		<category><![CDATA[BMR]]></category>
		<category><![CDATA[Calculators]]></category>
		<category><![CDATA[Calories]]></category>
		<category><![CDATA[Experiments]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Terms]]></category>
		<category><![CDATA[Tools]]></category>
		<guid isPermaLink="false">https://www.simplifiedlivinglab.com/?p=1431</guid>

					<description><![CDATA[<p>Numbers, formulas, and calculators&#8230;oh my! The medical, health, and fitness communities rely on data to determine a person&#8217;s peak health and optimal weight. To make things easier to find, we highlighted some of the most essential tools and formulas and pointed you to resources for digging deeper. That said, anyone who&#8217;s spent time in health [&#8230;]</p>
<p>The post <a href="https://www.simplifiedlivinglab.com/2025/10/14/the-truth-about-fitness-calculators/">The Truth About Fitness Calculators</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></description>
										<content:encoded><![CDATA[<h2 class="wp-block-heading">Numbers, formulas, and calculators&#8230;oh my! </h2>



<p>The medical, health, and fitness communities rely on data to determine a person&#8217;s peak health and optimal weight. To make things easier to find, we highlighted some of the most essential tools and formulas and pointed you to resources for digging deeper. </p>



<p class="has-background" style="background-color:#91a29f1c">That said, anyone who&#8217;s spent time in health and fitness knows that trends come and go. Further, these tools and formulas focus on large populations, not always matching an individual&#8217;s goals. New theories, tools, and approaches constantly emerge, so we must continually <a href="https://www.simplifiedlivinglab.com/2024/12/03/we-need-to-revisit-facts-for-growth/" target="_blank" rel="noopener" title="We Need To Revisit Facts For Growth">revisit and refine what we know</a>.</p>



<h2 class="wp-block-heading">Disclaimer</h2>



<p>Before diving in, here are the axioms that drive our statement that each tool is a single lens on where you are in meeting your goals, not who you are.&nbsp;</p>



<ul class="wp-block-list">
<li>Each human being is a different living, breathing organism.&nbsp;</li>



<li>Every health organization and government must try to set standards that are the broadest for all people.&nbsp;</li>
</ul>



<p>Also, we aren&#8217;t here to judge these openly. We aim to discuss what each is attempting to ascertain, how it tracks it, and how it provides insight into your personal goals. Now on to the tools!</p>



<h2 class="wp-block-heading">Body Mass and Composition</h2>



<div class="wp-block-uagb-image aligncenter uagb-block-e71af4f8 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center"><figure class="wp-block-uagb-image__figure"><img decoding="async" srcset="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/10/pexels-shvets-production-6975469.jpg ,https://www.simplifiedlivinglab.com/wp-content/uploads/2025/10/pexels-shvets-production-6975469.jpg 780w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/10/pexels-shvets-production-6975469.jpg 360w" sizes="auto, (max-width: 480px) 150px" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/10/pexels-shvets-production-6975469.jpg" alt="A scale and mearing tape. " class="uag-image-1439" width="504" height="312" title="scale-and-measuring-tape" loading="lazy" role="img"/></figure></div>



<p>So, like us, you are curious and want to understand your body weight and makeup. These tools help answer questions like “Am I heavy for my size?&#8221; or &#8220;How much of my weight is muscle, fat, or bone?&#8221; They do this by measuring parts of your body and comparing them.</p>



<ul class="wp-block-list">
<li><a href="https://www.nhlbi.nih.gov/calculate-your-bmi" target="_blank" rel="noopener" title="What and How of BMI">BMI or Body Mass Index Calculator</a>: A calculator for adults to gauge if they are over-/or underweight.&nbsp;</li>
</ul>



<ul class="wp-block-list">
<li><a href="https://www.verywellfit.com/calculate-body-fat-by-measuring-skinfolds-3120273" target="_blank" rel="noopener" title="Body Fat by Skinfold Measurement">Skin Fold Test</a>: This test uses calipers to measure specific skin folds to determine a person&#8217;s muscle-to-fat ratio.</li>
</ul>



<ul class="wp-block-list">
<li><a href="https://www.webmd.com/fitness-exercise/what-is-waist-to-hip-ratio" target="_blank" rel="noopener" title="Waist to Hip Ratio Test Information">WHR or Waist to Hip Ratio Test</a>: Another body composition test that relies on a difference in the circumference of someone&#8217;s waist relative to their hips.&nbsp;</li>
</ul>



<ul class="wp-block-list">
<li><a href="https://www.healthline.com/health/hydrostatic-weighing" target="_blank" rel="noopener" title="How hydrostatic Weighing Works">Dunk or Hydrostatic Weighing Test</a>: This test uses your buoyancy to determine your body composition. It uses <a href="https://en.wikipedia.org/wiki/Archimedes%27_principle" target="_blank" rel="noopener" title="Archimedes'' Principle on Wikipedia">Archimedes&#8217; principle</a> to make its determination.&nbsp;&nbsp;&nbsp;</li>
</ul>



<h2 class="wp-block-heading">Calorie Intake and Consumption</h2>



<ul class="wp-block-list">
<li><a href="https://inbodyusa.com/blogs/inbodyblog/49311425-how-to-use-bmr-to-hack-your-diet" target="_blank" rel="noopener" title="How and What of BMR">BMR or Base Metabolic Rate:</a> A calculator that estimates the total number of calories your body burns daily at rest. Rest means eating, sleeping, and performing normal respiration and blood pumping. </li>
</ul>



<ul class="wp-block-list">
<li><a href="https://www.calculator.net/tdee-calculator.html" target="_blank" rel="noopener" title="TDEE Calculation">TDEE or Total Daily Energy Expenditure:</a> This formula is roughly BMR with activity added. That being said, activity is also <a href="https://www.cdc.gov/physical-activity-basics/adding-adults/what-counts.html" target="_blank" rel="noopener" title="What is Activity?">not a standard</a> because it is based on you and your current state of conditioning or fitness.&nbsp;</li>
</ul>



<ul class="wp-block-list">
<li><a href="https://www.nal.usda.gov/human-nutrition-and-food-safety/dri-calculator" target="_blank" rel="noopener" title="DRI Calculator from the USDA">DRI or Daily Required Intake</a>: DRI is BMR calories broken down into <a href="https://www.simplifiedlivinglab.com/2024/08/21/what-are-the-big-three-in-diets/" target="_blank" rel="noopener" title="What Are The Big Three In Diets">fats, proteins, carbohydrates</a>, <a href="https://ods.od.nih.gov/HealthInformation/nutrientrecommendations.aspx" target="_blank" rel="noopener" title="What are Macronutrients?">macronutrients</a>, etc., according to the USDA <a href="https://www.myplate.gov/" target="_blank" rel="noopener" title="USDA's My Plate Guide">MyPlate.gov</a> standard.&nbsp;</li>
</ul>



<h2 class="wp-block-heading">But Wait, There&#8217;s More!</h2>



<p>We didn&#8217;t get into activity calculations, such as the <a href="https://my.clevelandclinic.org/health/articles/17450-rated-perceived-exertion-rpe-scale" target="_blank" rel="noopener" title="What is RPE?">RPE</a> (Rate or Perceived Energy) Scale for perceived exertion, nor Bone Density scans, such as <a href="https://health.ucdavis.edu/sports-medicine/resources/dxa-info" target="_blank" rel="noopener" title="What is a DEXA Scan?">DEXA </a>(sometimes called DXA), to determine body composition. Why? We wanted to focus on those most available to the average person just looking for basic guidance, like we were.&nbsp;</p>



<h2 class="wp-block-heading">An Important Point To Note</h2>



<p>Remember that <a href="https://www.simplifiedlivinglab.com/2024/08/03/serving-size-is-not-the-best-guide/" target="_blank" rel="noopener" title="Serving Size Is Not The Best Guide">post on serving size</a> we wrote? Yes, take a look at your BMR and TDEE. You may find that you are not what the USDA terms the &#8216;average&#8217; person who needs x calories daily. This is where most problems with weight management start for people. Once you have done some research, you will find your number.</p>



<h2 class="wp-block-heading">Wrapping Up;</h2>



<p class="has-background" style="background-color:#91a29f1c">This post collects a variety of tools commonly used to guide weight and health management. Each can be helpful, but each has pros and cons. We aren&#8217;t here to decide what&#8217;s right for you, but if you choose to use them, remember to research them. None of these tools is an authority on you unless you fall into the exact &#8216;average&#8217; they are targeting. Instead, see them as valuable tools, helping you shape and refine your approach to your goals.</p>



<p></p><p>The post <a href="https://www.simplifiedlivinglab.com/2025/10/14/the-truth-about-fitness-calculators/">The Truth About Fitness Calculators</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>How To Be Successful Via A Time Card</title>
		<link>https://www.simplifiedlivinglab.com/2025/07/30/how-to-be-successful-via-a-time-card/</link>
		
		<dc:creator><![CDATA[Pete]]></dc:creator>
		<pubDate>Wed, 30 Jul 2025 22:23:44 +0000</pubDate>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Habits]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Our Journey]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Sustainability]]></category>
		<category><![CDATA[Time Management]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Trade-Offs]]></category>
		<category><![CDATA[Waste]]></category>
		<guid isPermaLink="false">https://www.simplifiedlivinglab.com/?p=1412</guid>

					<description><![CDATA[<p>Something we have found helpful lately has been keeping a personal (non-work) time sheet or card of our activities. It helped us identify and stay focused on our goals, so we feel the idea may have value to others. Here&#8217;s what we decided to do and how it helps. Setting Up our Goals To begin [&#8230;]</p>
<p>The post <a href="https://www.simplifiedlivinglab.com/2025/07/30/how-to-be-successful-via-a-time-card/">How To Be Successful Via A Time Card</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>Something we have found helpful lately has been keeping a personal (non-work) time sheet or card of our activities. It helped us identify and stay focused on <a href="https://www.simplifiedlivinglab.com/2024/08/03/creating-good-habits-requires-focus/" target="_blank" rel="noopener" title="Creating Good Habits Requires Focus">our goals</a>, so we feel the idea may have value to others. Here&#8217;s what we decided to do and how it helps.</p>



<h2 class="wp-block-heading">Setting Up our Goals</h2>



<p>To begin with, we got honest about our goals, which was an outcome of reviewing <a href="https://www.simplifiedlivinglab.com/2025/07/22/how-to-build-a-road-to-better-habits/" target="_blank" rel="noopener" title="How To Build A Road To Better Habits">our habits</a>. After some conversations and ideating, we made a list of our 3 to 6-month goals with attainable outcomes. Achievable and actionable goals are key to driving real, attainable outcomes. These items went into a spreadsheet. It wasn&#8217;t easy because we had to be honest about trade-offs and priorities.</p>



<p class="has-background" style="background-color:#91a29f1c">In that process, we found that there are things we think we want to do and things we will do. Many of us have things we say we want but will never achieve because we cannot take action or are unwilling to suffer for them. We may want to be rock stars or master gardeners, which takes time and energy.&nbsp;</p>



<p>If we pursue those goals, we must trade off other things we want to expend energy on. By focusing on what we wish to in a measurable and actionable way, we make sure we focus our energy on things we won&#8217;t simply drop just because something got &#8216;hard&#8217;. Unfortunately, growth isn&#8217;t easy, but by focusing on actionable items, you can prove that you are progressing due to your effort.</p>



<h2 class="wp-block-heading">Buckets of Hours for Balance</h2>



<p>We assigned each goal a bucket of hours each week. Those buckets of hours allow us to stay balanced and manage multiple goals simultaneously. We are rarely engaged in one single goal at a time. There will usually be an attempt to attain various goals simultaneously.&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">Even if you want to be an Olympic athlete, you will not be training every minute of the day. You will also need to build your brand, do interviews, and find a way to earn income later. The sport may be the primary focus, but it can&#8217;t always be the only thing you can focus on.&nbsp;</p>



<p>Before the week starts, we put what we will work on on the sheet and tie those items to the larger goals. We then estimate each item to make sure it can make it happen. Further, we make sure the goals are attainable that week. We can&#8217;t plant a garden if the weather isn&#8217;t expected to cooperate. This work creates an actionable weekly plan with no foreseeable blocking dependencies.</p>



<h2 class="wp-block-heading">Logging our Time</h2>



<p>Every day, we &#8216;bill&#8217; our time against the tasks we have for that week, just like any other project. We log this for every day we work on one of the tasks. To be realistic, we also bill our daily duties, such as making dinner, doing dishes, or even going to the gym. Let&#8217;s face it: those things also take time and limit our capacity for the bigger goals.</p>



<p>As the week goes on, we add notes about wins, losses, and learnings as things progress. These become items to review every Friday to gauge how the week went. Our time logging creates a data-based way of determining how things are proceeding.&nbsp;</p>



<p>&nbsp;If something happens and we can&#8217;t get through an item, we want to ensure it doesn&#8217;t keep recurring. If it happens repeatedly, it is feedback that it is not actionable or can&#8217;t be done right now due to some dependency.</p>



<h2 class="wp-block-heading">Celebrate the Wins</h2>



<p>We have learned that we must also celebrate our wins if something has gone well. If we have made a huge gain or overcome a hurdle, we want to recognize and reward ourselves; otherwise, working towards long-term goals can feel like an overwhelming slog. If you&#8217;re going to become a great baker, you want to make sure you recognize when you have made something great so you know how to repeat it.&nbsp;</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="662" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/07/pexels-cup-of-couple-8015150-1024x662.webp" alt="A celebration cake and champagne glasses." class="wp-image-1417" style="width:466px;height:auto"/></figure>
</div>


<p class="has-background" style="background-color:#91a29f1c">The point here is that we want to remove the <a href="https://www.simplifiedlivinglab.com/2024/08/27/how-to-learn-if-your-hunch-is-right/" target="_blank" rel="noopener" title="How To Learn If Your Hunch Is Right">stigma of failure</a>. By documenting learnings, we see how we are growing, while celebrating wins, we see our progress. This helps us through <a href="https://www.simplypsychology.org/positive-reinforcement.html" target="_blank" rel="noopener" title="An Article on Positive Reinforcement">positive reinforcement</a> rather than negative reinforcement, which can lead to cognitive biases like <a href="https://thedecisionlab.com/biases/survivorship-bias" target="_blank" rel="noopener" title="A Write up on Survivor's Bias ">Survivor&#8217;s Bias</a> that block our growth.</p>



<p>This approach has made us feel more productive and focused. This isn&#8217;t a new concept per se. We do <a href="https://www.scrum.org/resources/introduction-scrum-events#:~:text=There%20are%20five%20Scrum%20events,purpose%2C%20time%20constraints%20and%20participants." target="_blank" rel="noopener" title="What are Scrum Events?">Scrum events</a> in <a href="https://www.scrum.org/resources/what-scrum-module" target="_blank" rel="noopener" title="How Does Scrum work in Software Engineering">software engineering</a> to help teams build their products. Initially, that is where the idea of our personal time card started, but it is not what it has become.</p>



<h2 class="wp-block-heading">An Actionable Feedback Loop</h2>



<p>Our timecard has become a constant feedback loop that helps us address the question, &#8216;Am I doing everything possible to achieve what I want and what is truly important to me?&#8217; That question can be tricky to answer when we are the judge and jury looking at our performance. It always feels like more must be done, which isn&#8217;t always actionable or possible.</p>



<p class="has-background" style="background-color:#91a29f1c">A timesheet that tracks progress toward our personal goals gives us a practical gut check and a way to examine our approach to goals and the trade-offs between them. We have real numbers to look at when we ask ourselves if I am doing enough about &lt;x&gt; or should focus more on &lt;y&gt; this week. It then becomes much more about data than about emotional context or mood.</p>



<h2 class="wp-block-heading">What, No Example?</h2>



<p>No, we are not going to give an example. Why? We don&#8217;t want to focus on the tools. You can take notes on a whiteboard, a Google calendar, an Excel spreadsheet, or even sticky notes. The point is that the tools don&#8217;t matter, but the process does. All you need to do to succeed is:</p>



<ul class="wp-block-list">
<li>Create a set of actionable goals you want to work towards.</li>



<li>Create a bucket of hours for each.</li>



<li>Log your time daily.</li>



<li>Have a win, a learning, or a failure? Take a note!</li>



<li>Review once a week to celebrate what got done and learn from what went wrong.</li>
</ul>



<p><strong>Wrapping Up</strong></p>



<p class="has-background" style="background-color:#91a29f1c">We know punching a clock can feel tedious. However, we have found this approach a huge help. While your mileage may vary, it has been beneficial for us in balancing our march toward multiple goals. It has helped us realize where we want to be and, more importantly, how to estimate our progress.</p>



<p></p><p>The post <a href="https://www.simplifiedlivinglab.com/2025/07/30/how-to-be-successful-via-a-time-card/">How To Be Successful Via A Time Card</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>The True Cost Of The Easy Way</title>
		<link>https://www.simplifiedlivinglab.com/2025/03/05/the-true-cost-of-the-easy-way/</link>
		
		<dc:creator><![CDATA[Pete]]></dc:creator>
		<pubDate>Wed, 05 Mar 2025 17:53:51 +0000</pubDate>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Sustainability]]></category>
		<category><![CDATA[Time Management]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Trade-Offs]]></category>
		<category><![CDATA[Waste]]></category>
		<guid isPermaLink="false">https://www.simplifiedlivinglab.com/?p=971</guid>

					<description><![CDATA[<p>We have mentioned Economies of Convenience before in other posts. Economies of Convenience is the balancing of time and money based on your needs, values, and lifestyle. Despite knowing how to balance those points, we found ourselves wasteful.&#160; Because of this, we feel it is an important enough concept that we want to dive into [&#8230;]</p>
<p>The post <a href="https://www.simplifiedlivinglab.com/2025/03/05/the-true-cost-of-the-easy-way/">The True Cost Of The Easy Way</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>We have mentioned Economies of Convenience before in other posts. Economies of Convenience is the balancing of time and money based on your needs, values, and lifestyle.  Despite knowing how to balance those points, we found ourselves wasteful.&nbsp; Because of this, we feel it is an important enough concept that we want to dive into it further.&nbsp; We will discuss how that waste actually can make cheap things very expensive, hurting our pocketbook.&nbsp;</p>



<h2 class="wp-block-heading">Spoilers and TL;DR;</h2>



<p>This post is longer than we like. Why? Because to understand an economy such as convenience, you have to set some context. If you are looking for the takeaway and how to save on costs, skip down to <strong>Our Learnings</strong>. If you want to understand how we unpack on this topic, read on.&nbsp;</p>



<h2 class="wp-block-heading">Opposing Forces</h2>



<p>There&#8217;s a saying, “You can have it quick, cheap or done right. Pick any two”. Why do folks say that? Because it is true! Those are three opposing forces all of us consumers face. By consumers I mean any person or thing doing trading goods and services with another person or thing. That is what an economy is; barter of time and materials with another person or business.&nbsp;</p>



<p>The balance of these three forces is how we determine personal value. If you break your leg, done right and quick, will take precedence over cheap. You will go to the ER, get pain medication, have the leg set correctly, and you are willing to pay a premium for it. Because you are willing to pay almost anything to stop the pain and fix the leg, it is a perfect example of an<a href="https://www.investopedia.com/terms/e/inelastic.asp" target="_blank" rel="noopener" title="What is Inelastic"> inelastic demand curve</a>. </p>



<p>In another example, your vehicle may need an oil change. That is not extremely hard to do, but it is time consuming if you include buying parts and getting rid of the waste oil. In this case, it may be cheaper than going to the dealer, and you can do this as well as a technician. Still, there is a tradeoff of your time to do the work.&nbsp;</p>



<h2 class="wp-block-heading">Where It Becomes Gray</h2>



<p>Let’s face it, sometimes, you just get hungry and want a burger. You absolutely must have one before you become hangry. That makes your overriding priority. Still, you have a choice to make; cheap or right. Ok, that is admittedly, a strange thought. What is ‘right’ when it comes to a burger? Does it need to be wagyu beef on a toasted brioche bun with micro-greens and bacon jam? Or can it be something out of a gas station hot case?</p>



<p>Let’s go back to our oil change example. We can go out, buy factory parts, tools, and spend our time changing our oil. We will need to run the errands of getting those items first, then do the work, then do the clean up. Finally, we take the used oil and hopefully recycle it. That is a lot of trouble, time, and money for one oil change. If we have our vehicle for 5 years, and have only invested in tools once, buy supplies once, in bulk, then it might be more viable.&nbsp;</p>



<p>Ah, but yes, other places can change the oil in your vehicle as well. They use dealer grade parts and have lower labor rates. But if we chose that option, will it be done right? That depends on how you define being right. Do they save more time? That depends on your schedule and how urgent you need that oil changed.&nbsp;</p>



<h2 class="wp-block-heading">The Chains&nbsp;</h2>



<p>First, let&#8217;s eliminate the idea of bartering from our conversation. That is a complete economy of its own that needs its post. For our purposes, when we purchase something, we will use money. The work and/or goods we produce determine our income and money. When we pay someone, that is for them, or more importantly, the chain of people and value they add to the thing we are buying.&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">Chain of value-adding people is key to the high cost of buying items of convenience. Durable goods such as cars and washing machines are good examples of value adding chains. The goods we buy are sourced from all over the world. At each step, each piece adds cost to the final product. For example, if someone produces the tires for a vehicle, they need to be paid, as do their sources. Every step, every part, has to be made and shipped and assembled. That’s a lot of folks with hands out.&nbsp;</p>



<p>&nbsp;Now, let’s pick one that is not so obvious. What about a McDonald’s Big Mac? No, we aren’t picking on them exclusively, but they are so ubiquitous they are relatable for most people. When we buy a Big Mac, we are paying multiple premiums on that food. There is a large chain of people involved in making sure you get your tasty Big Mac promptly. Those toasted sesame seeds on that bun didn’t toast themselves.&nbsp;</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="644" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-freestockpro-12932512-1024x644.webp" alt="A cheeseburger with a sesame seed bun. " class="wp-image-975" style="width:496px;height:auto" srcset="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-freestockpro-12932512-1024x644.webp 1024w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-freestockpro-12932512-300x189.webp 300w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-freestockpro-12932512-768x483.webp 768w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-freestockpro-12932512-1536x966.webp 1536w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-freestockpro-12932512-2048x1288.webp 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
</div>


<h2 class="wp-block-heading">The Obvious</h2>



<p>&nbsp;Every time we make a purchase decision, we are deciding what amount of right and how quickly we are willing to pay for it. We all make those decisions every day. In general, we probably don’t think about them. Many of us don’t think along these lines actively, but we all do process the data we are given as a set of trade-offs.&nbsp;</p>



<p>When we are in the store, we may choose a high-end brand name product or a less expensive generic. In each case we are actually making a choice of what ‘done right’&nbsp; is from a product pov. We place a monetary value on that choice.&nbsp; The monetary decision is based on how much we value something versus how much the rest of society is willing to pay for something.&nbsp;</p>



<h2 class="wp-block-heading">Enter Convenience</h2>



<p>We are often willing to pay a premium for a quicker reward. The same goes for buying time back. If you are working 45 hours a week, have a couple kids, and hobbies, time is a precious commodity. Time is finite and the demand curve we have for it can be very inelastic. Doing some research yields that an average person splits between <a href="https://ourworldindata.org/time-use#:~:text=Together%2C%20paid%20work%2C%20housework%2C,1440%20minutes%20in%20a%20day." target="_blank" rel="noopener" title="Interesting Data from Our World In Data">80-90% of their time</a> between work, household work, and human needs, that doesn’t leave a lot of free time.&nbsp;&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">A callout on that data. That sample feels skewed but as with all things health related, it is a <a href="https://www.simplifiedlivinglab.com/2024/08/27/how-to-learn-if-your-hunch-is-right/" target="_blank" rel="noopener" title="How To Learn If Your Hunch Is Right">best guess</a> based on a series of polls. The group sampled was between ages 15 and 64 and may or may not be employed. There is enough common knowledge around sleep, and work life balance, to contradict some of this. That being said, the trade, in many cases, would be an increase in work and commuting at a loss of sleep instead of additional free time, which would lead to the same problem of limited time.</p>



<p>With so little time, many are willing to pay for services that can’t perform or simply don’t have time for. Don’t have time for dinner? Order out! Don’t have time to clean? Hire a cleaning service! Want a date night alone for two? Hire a nanny! But what are the actual trade offs?</p>



<h2 class="wp-block-heading">Time vs Money Pitfalls&nbsp;</h2>



<p>When we pay money for goods, many times, we are expecting to get time back. That doesn’t always happen. Why? Consider this:</p>



<ul class="wp-block-list">
<li>Our money supply is generated through us spending time earning.&nbsp;</li>



<li>Because society considers some skills more valuable than others, we earn different amounts based on our work.</li>



<li>When we purchase an item, it usually comes with a chain of value adders that drive up its price, making it a premium product relative to what we may be able to do on our own.</li>
</ul>



<p>Why do these items matter? Because your money is directly tied to your time. That is what money is exchanged for. You have knowledge, goods, or other items you have invested your time in. Sometimes the trade offs work, and sometimes they don’t.</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="638" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/03/pexels-kampus-84751481-2-1024x638.webp" alt="A person paying for groceries. " class="wp-image-978" style="width:459px;height:auto"/></figure>
</div>


<h2 class="wp-block-heading">Examples In Numbers</h2>



<p>Let’s do some math. Doug makes $40 an hour. Doug has two kids and a domestic partner. We will say if Doug chooses, he can make dinner for 4 in 45 minutes with $15 of ingredients.&nbsp; The other choice is that Doug picks up food on his way home, which costs him 15 minutes of time and $10 per person plus a $5 tip.&nbsp;</p>



<p>The cost of each meal is not only in the dollar cost but the time cost. Doug values his time at $40 an hour.&nbsp; That means if Doug spends 45 minutes making dinner, his time value is equivalent to $30. When you add $15 of ingredients to that cost, you get the meal for 4 being $45 of his time.&nbsp;</p>



<p>Conversely, if Doug opts to pick up food, it is more expensive. Fifteen minutes is equivalent to $10. That means the meal cost him $55 of his time.&nbsp; In this case, what looks like a time buy back costs someone more than they value their time at.</p>



<p>Now we look at Ann. Ann has a similar domestic arrangement. She makes $80, which is double the value of time when compared to Doug. That makes the meal made at home worth $75 worth of her time. The meal out would equate to $65 worth of her time. In Ann’s case, she is buying back her time, but really, only $10 worth. If she were to <a href="https://www.simplifiedlivinglab.com/2024/08/04/you-can-make-ten-as-quickly-as-two/" target="_blank" rel="noopener" title="You Can Make Ten As Quickly As Two">make enough for leftovers</a>, it might still be worth her time to make the meal at home.&nbsp;&nbsp;</p>



<h2 class="wp-block-heading">Our Learnings</h2>



<p>As we started to re-evaluate many things in our life, we built out a calorie budget. The first outcome from that was we had to stop eating out. We had used restaurants for convenience, thinking they were saving time.&nbsp; At our cabin, we had to start cooking more as well. We decided to use some discount grocers as they were a one-stop shop in those less urban areas. At the same time, we were tracking our budget looking for what we need for retirement. A funny serendipitous thing happened.</p>



<p class="has-background" style="background-color:#91a29f1c">Both the amount we were spending on going out and our groceries went down significantly. By being calorie conscious, we cut our eating out, which led to eating in. Looking at future retirement needs made us look at being more price conscious. This led to a further reduction in cost. Interestingly enough, we didn’t lose time waiting in lines or for someone to prepare a meal for us. Finally, it made us look at other areas where we were paying for convenience.&nbsp;</p>



<h2 class="wp-block-heading">Tips And Traps</h2>



<p>Finally, we come to some tips and traps from our learnings. Hopefully they will be food for thought for others.</p>



<h3 class="wp-block-heading"><em>Tips:</em></h3>



<ul class="wp-block-list">
<li>In terms of ‘Done Right’, premium products may not be worth it. Most products have generic or house brands that are just as good or close enough.</li>



<li>Before making a purchase choice, think about your time and what it is worth. If something is going to be 8 hours of your time, you are saying it is worth a day working to have it.</li>



<li>By planning, you can cut down the need for urgency, which usually comes with a trade-off of a higher price.</li>



<li>Look around your home and ask yourself if every product is needed. Many <a href="https://www.uaex.uada.edu/environment-nature/water/quality/clean-green-homemade-cleaners.aspx" target="_blank" rel="noopener" title="Homemade Cleaners">home products</a> are <a href="https://www.simplifiedlivinglab.com/wp-content/uploads/2024/10/pexels-klaus-nielsen-6287295-scaled-e1729653083179.webp" target="_blank" rel="noopener" title="Learn How To Make Versus Buy">easy to make</a> with items we have on hand, are just as effective as store-bought.</li>



<li>Block out time to make a menu or craft items on your calendar so you can stay ahead of needs</li>



<li>Be intentional in how you spend money, meaning know what your time is truly worth.&nbsp;</li>
</ul>



<h3 class="wp-block-heading"><em>Traps:</em></h3>



<ul class="wp-block-list">
<li>What we perceive as time saving may not be when weighed against other trade-offs once we think about the total cost of that item..&nbsp;</li>



<li>Commit to doing things more than once if they require an investment in tools and supplies.&nbsp; If you don&#8217;t, those tools and supplies will make the initial time you do something more expensive than it is probably worth.&nbsp;</li>



<li>Not defining ‘good enough’ before we start a project or even eating out can lead us to overspending.&nbsp;</li>



<li>Prioritizing ‘Cheap’ for items when we should prioritize ‘Done Right’ can cause us to re-spend the same time and money over and over.&nbsp;</li>
</ul>



<h2 class="wp-block-heading">One Last Musing</h2>



<p>One outcome for us from our learnings was in how we approached a more intentional form of spending our time and money. We came to look at some items as challenges to be solved through hobbies. For us, we decided to make things like making hot sauce, beer, sausage, and jerky part of our things that were fun to do. When we do this, the time cost is reduced for both the hobby and what it produces. For example, if you fish, and you eat fish, while not a convenient thing to do, you help fund your meals while enriching your life via those hobbies.&nbsp;</p>



<h2 class="wp-block-heading">Wrapping Up</h2>



<p class="has-background" style="background-color:#91a29f1c">If you are still with us, we thank you for your patience. This is not a simple topic. The takeaway is there is a cost for convenience. There are times that cost makes sense and there are times it does not. By learning to value your time, and understand what is ‘good enough’, you can better address your budgeting. Further, if you can use your hobbies as a way to cut down the need for convenience items, you can reduce your overall spend of both time and money.</p>



<p></p><p>The post <a href="https://www.simplifiedlivinglab.com/2025/03/05/the-true-cost-of-the-easy-way/">The True Cost Of The Easy Way</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>How To Make Your Home Economy Work</title>
		<link>https://www.simplifiedlivinglab.com/2025/02/12/how-to-make-your-home-economy-work/</link>
		
		<dc:creator><![CDATA[Pete]]></dc:creator>
		<pubDate>Wed, 12 Feb 2025 17:43:51 +0000</pubDate>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Food Storage]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Habits]]></category>
		<category><![CDATA[Meal Planning]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Sustainability]]></category>
		<category><![CDATA[Time Management]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Trade-Offs]]></category>
		<category><![CDATA[Waste]]></category>
		<guid isPermaLink="false">https://www.simplifiedlivinglab.com/?p=930</guid>

					<description><![CDATA[<p>In many posts, we have discussed economies of scale. Whether you cook more at home, eat out more, or use a mix of these, is based on a value system. For most of us, a value system is tied to money. That is how we think about economies; money in exchange for other&#8217;s goods and [&#8230;]</p>
<p>The post <a href="https://www.simplifiedlivinglab.com/2025/02/12/how-to-make-your-home-economy-work/">How To Make Your Home Economy Work</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>In many posts, we have discussed economies of scale. Whether you cook more at home, eat out more, or use a mix of these, is based on a value system. For most of us, a value system is tied to money. That is how we think about economies; money in exchange for other&#8217;s goods and time. There are other facets here that can help optimize not only our pocketbook but also our time. To <a href="https://en.wikipedia.org/wiki/Time_is_money_(aphorism)" target="_blank" rel="noopener" title="Origin of the Phrase">quote</a> Ben Franklin, ‘Time is money…’ so we will explore this topic a bit.</p>



<h2 class="wp-block-heading">There’s No Accounting for Taste</h2>



<p class="has-background" style="background-color:#91a29f1c">Before we start, let’s recognize and acknowledge ‘<a href="https://en.wikipedia.org/wiki/De_gustibus_non_est_disputandum#:~:text=De%20gustibus%20non%20est%20disputandum%2C%20or%20de%20gustibus%20non%20disputandum,%22%20or%20%22for%20taste%22." target="_blank" rel="noopener" title="Origin of the Phrase ">There’s no accounting for taste</a>’. It has been a mission of ours for over a year to understand how to be frugal with food without compromising quality. Taste, and quality, are different for different folks. That being said, we have found what works for us and a level of quality of food that we are comfortable with. To produce it, in general, we don’t rely on premium products with a few exceptions.&nbsp;</p>



<h2 class="wp-block-heading">Definitions</h2>



<p>We will start by giving some definitions for <a href="https://www.simplifiedlivinglab.com/2024/09/25/why-context-is-now-key-to-clarity/" target="_blank" rel="noopener" title="Why Context Is Now Key To Clarity">context</a>. These are our definitions and how we approach the tradeoffs we see between money, time, and waste. Waste is an important concept in economies. We will touch on that after we give some definitions.</p>



<ul class="wp-block-list">
<li><strong><em>The Economics of Scale</em></strong> are places where you can lower costs by buying more. We often see this in membership warehouse stores such as Costco or large-scale retailers such as Walmart. In their cases the volume of buying power allows them to negotiate lower prices.</li>



<li><strong><em>The Economics of Time</em></strong> ( also considered Convenience) is how much time a person invests to use, make, or do something. These are usually things like <a href="https://www.simplifiedlivinglab.com/2024/12/17/how-to-make-a-personal-food-budget/" target="_blank" rel="noopener" title="How To Make A Personal Food Budget">trade-offs</a> between making food and eating out where we weigh the amount of our time to something against the purchase cost.</li>



<li><strong><em>The Economics of Zero Waste</em></strong> (or simply Waste) comes from the idea of <a href="https://www.epa.gov/transforming-waste-tool/how-communities-have-defined-zero-waste#:~:text=The%20zero%20waste%20approach%20seeks,into%20nature%20or%20the%20marketplace." target="_blank" rel="noopener" title="Article on Zero Waste">zero-waste living</a>. For economies of scale and time to be optimized we want to limit waste. If we don’t limit waste, we are losing money and time for items that add no value which negatively impacts economies of scale and time. </li>
</ul>



<h2 class="wp-block-heading">Do You Care?</h2>



<p>Maybe? Maybe Not? We found these three concepts are a guiding rubric for balancing budget and life. They lead to feeling better about how we spend our time and money by providing a logical way to gauge purchases. There are times when we have more money than time and vice versa. Everyone has their value systems, and they change over time as our lives change.&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">By being conscious of what is important to you, you can save time, money, and waste so they are good to know. That may sound obvious but know it is easy to lose track of goals and focus when life is busy. We will look next at how these three themes affect our personal home economics. </p>



<h2 class="wp-block-heading">The Big Three</h2>



<h3 class="wp-block-heading">Scale&nbsp;</h3>



<p>If you choose to make more food at home, you can leverage the economics of scale to your advantage. Many people may know this coming from large families but in general the more you buy, the cheaper the price. In essence, you are mimicking the same idea of purchasing power as any large retailer would but on a personal level.</p>



<p>We are all used to seeing sales where we get 3 steaks for the price of 2 or buy one get one for a dollar more. That is simply marketing to average out a value that entices us to buy more than we usually would. Due to that, you may choose to cook steaks over pork chops that night. Getting a deal is great but buying cooking staples in bulk usually is not the same concept. You may choose to buy&nbsp;</p>



<p>You can spend less money by weight for items like oil, flour, spices, etc. as you increase the quantity of your purchase. Those are the economies of scale we are discussing.&nbsp; As the weight increases from say a quart to a gallon, your price will go down per oz.&nbsp; In many cases, the prices will go down even more. Spices also follow this model. I have paid the same or more for 1.5 ozs of the same spice in a jar as I have for a 14 oz large plastic restaurant container.&nbsp;</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="533" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-carlos-zael-218035027-11882648-1024x533.webp" alt="Jars with dry goods." class="wp-image-935" style="width:498px;height:auto" srcset="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-carlos-zael-218035027-11882648-1024x533.webp 1024w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-carlos-zael-218035027-11882648-300x156.webp 300w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-carlos-zael-218035027-11882648-768x400.webp 768w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-carlos-zael-218035027-11882648-1536x800.webp 1536w, https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-carlos-zael-218035027-11882648-2048x1066.webp 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
</div>


<h3 class="wp-block-heading">Time and Convenience&nbsp;</h3>



<p>Time, and its partner, convenience is also a critical cost measurement. As in any economy, we are trading specialization and using money as a common way to value our time. The more money we make, the more time we can free up through purchasing time through convenience. This is exactly what happens when we order food regularly. Sometimes makes perfect sense to order out to save some time or as a treat. Ordering out isn&#8217;t the only time and convenience vs money trade-off.&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">Some recipes are multi-step, and labor-intensive food to produce like lasagna. It is here that we need to start thinking about our time and the outcome of it on a <a href="https://www.simplifiedlivinglab.com/2024/12/17/how-to-make-a-personal-food-budget/" target="_blank" rel="noopener" title="How To Make A Personal Food Budget ">per portion</a> time cost. We can buy a lasagna we like, that is about 85% as good as homemade, and that saves us 2 hours in a kitchen, for about the same cost as homemade for <a href="https://www.simplifiedlivinglab.com/2024/08/04/you-can-make-ten-as-quickly-as-two/" title="You Can Make Ten As Quickly As Two">10 portions</a>. That is not the same as when we make a soup or bread in which we get better quality for 30-60 minutes of active involvement.&nbsp;</p>



<p>That being said, we struggle when it comes to going out for a sandwich, hamburger, or tacos. Making them at home gives us the ability to control our portions, use items on hand, and have roughly the same outcome as dining out quality-wise. Further, we can make them cheaper and in roughly the same amount of time, we would take to eat out.</p>



<h3 class="wp-block-heading">Waste</h3>



<p>Waste is where the idea of saving time and money can become casualties. The idea behind economies of zero waste is to reuse, re-purpose, and not throw out anything salvageable. In terms of food, this means when eating out or in. Where this resonates with us is the idea of not wasting just food but time and money.&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">When you choose to go out, you are paying a premium in money for your food as it has been created through others&#8217; work. You are usually paying a premium time-wise for those portions. For events, celebrations, etc. that may be the intent. If you then have leftovers and don’t take them home, you are creating additional waste which doubles the effective cost in time and money.</p>



<p>This also occurs in home cooking. If you buy ingredients that are one-off or go bad before you can use them you are creating waste. It means you spent a premium for one meal. Why? If you buy say, fish sauce for $10, use two tablespoons, then let it go bad after a lack of use, you spent $10 on a single part of a single meal.&nbsp;</p>



<h2 class="wp-block-heading">Putting It Together&nbsp;</h2>



<p>Let’s try and talk through how this works in practice from what we did. We decided to <a href="https://www.simplifiedlivinglab.com/2024/08/04/cooking-simple-for-better-control/" target="_blank" rel="noopener" title="Cooking Simple For Better Control">cook at home</a> more than <a href="https://www.simplifiedlivinglab.com/2024/08/04/practical-ways-to-use-restaurants/" target="_blank" rel="noopener" title="Practical Ways To Use Restaurants">eat out</a> to control our <a href="https://www.simplifiedlivinglab.com/2024/08/01/managing-weight-is-easy-math/" target="_blank" rel="noopener" title="Managing Weight Is Easy Math">calorie budget</a>. This initially meant spending more time and was less convenient than eating out. In essence, at first, we lost time however, we immediately saw a decrease in monetary cost and waste.&nbsp;</p>



<p>We then found portion control to be problematic and stored too much food. This created a different set of wastes for us through freezer burn. The lack of variety also made us stumble and go back to eating out more again which was more wasted time not only in going out but time sunk into making things we didn’t eat.&nbsp;</p>



<p>Where we landed was understanding, for us, what we did well at home. For example, we will go out for Thai or Chinese as we don’t want to store what are one-off items and ingredients. Further, because we specialize in certain areas, we know what we can buy in bulk.  This has led to optimizing through getting good at a wide variety of things we can produce quickly. It has also kept the cost down as we buy things such as flour, cheese, butter, etc. in quantities that allow us to buy cheaper.</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="705" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2025/02/pexels-rdne-6004142-1024x705.jpg" alt="Cut cheese on a cutting board. " class="wp-image-936" style="width:462px;height:auto"/></figure>
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<h2 class="wp-block-heading">We Aren’t Anti-Local</h2>



<p>There is a perception that large retailers such as Walmart, Amazon, etc. <a href="https://www.businessnewsdaily.com/2405-real-cost-walmart.html" target="_blank" rel="noopener" title="What is the Real Cost of Walmart?">destroy local community stores</a>. There are tradeoffs to having them for sure. Our point in this post is not to guide you to them instead of other options. It is the opposite. We use both types of retailers as needed and use them for what they each excel at.&nbsp;</p>



<p>We see each as a specialist in an area. I see no reason to spend a premium on bulk canola oil at a local grocery store. It’s cooking oil, nothing more and nothing less. Conversely, for example, in our small-town Walmart, there aren&#8217;t any specialty meats or local flavors. In those cases, we are always willing to pay the premium to a local business. It’s your conscience and value system so you should do you. That is an economy that deals in personal beliefs we don&#8217;t dare touch it.  </p>



<h2 class="wp-block-heading">Wrapping Up</h2>



<p class="has-background" style="background-color:#91a29f1c">We have discussed several economies and rubrics around their use. By learning what is important for you, you can reduce costs in both time and money while reducing waste. This is only an initial post on this subject. We will tie this into how having chosen to keep items on hand and investing in learning opens more options for cost reductions.&nbsp;</p>



<p></p><p>The post <a href="https://www.simplifiedlivinglab.com/2025/02/12/how-to-make-your-home-economy-work/">How To Make Your Home Economy Work</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></content:encoded>
					
		
		
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		<title>Cooking Simple For Better Control</title>
		<link>https://www.simplifiedlivinglab.com/2024/08/04/cooking-simple-for-better-control/</link>
		
		<dc:creator><![CDATA[Pete]]></dc:creator>
		<pubDate>Sun, 04 Aug 2024 03:10:15 +0000</pubDate>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Cooking]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Calories]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Meals]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Our Journey]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Portions]]></category>
		<category><![CDATA[Restaurants]]></category>
		<category><![CDATA[Sustainability]]></category>
		<category><![CDATA[Trade-Offs]]></category>
		<category><![CDATA[Waste]]></category>
		<guid isPermaLink="false">https://www.simplifiedlivinglab.com/?p=235</guid>

					<description><![CDATA[<p>The portion problem when going out was a catalyst for changing how we and when we cooked. If you want portion control you almost have to make food yourself. That doesn’t mean it has to be hard, time-consuming, or taste terrible. This post will focus on why we chose to start cooking at home over [&#8230;]</p>
<p>The post <a href="https://www.simplifiedlivinglab.com/2024/08/04/cooking-simple-for-better-control/">Cooking Simple For Better Control</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>The portion problem when <a href="https://www.simplifiedlivinglab.com/2024/08/04/practical-ways-to-use-restaurants/" target="_blank" rel="noopener" title="Practical Ways to Use Restaurants ">going out</a> was a catalyst for changing how we and when we cooked. If you want portion control you almost have to make food yourself. That doesn’t mean it has to be hard, time-consuming, or taste terrible. This post will focus on why we chose to start cooking at home over eating out.</p>



<h2 class="wp-block-heading">Cooking Only Once in a While was Wastefull</h2>



<p>We have always cooked our meals in some fashion or another. When younger it was simply a necessity. As time went by, it was more about food as fun. This change led us to attempt impractical recipes and to a lot of waste of ingredients. Even using one of my favorite magazines, <a href="https://www.americastestkitchen.com/cooksillustrated" target="_blank" rel="noopener" title="Americas Test Kitchen">Cooks Illustrated</a>, we had a lot of wasted ingredients. We started to find we had a ¼ jar of this and ½ a jar of that left over from recipes. The more we saw of this, the less practical cooking ourselves became. As a result, if we wanted something special we went out. </p>



<p class="has-background" style="background-color:#91a29f1c">Both wastefully cooking at home and eating out had the same effects on us. They both blew up our calorie budget. Each was also costing us a lot of money. The latter one we will dig into more in another post. As I said in the earlier post the portion problem was such an epiphany, this is why.&nbsp;</p>



<h2 class="wp-block-heading">Cooking a Few more Portions Saves Time and Money</h2>



<p>We decided to re-learn how to cook and plan. Why? We realized it takes roughly the same time to produce 10 servings of something as it does two. It’s that simple. We would go on to realize once we got good at it, it took about the same time to go out for a meal.</p>



<p>Don’t think it was easy giving up eating at restaurants. Eating out was another dopamine hit for us. It is for many people. Most people will also feel that they can&#8217;t cook or make restaurant-quality food. We learned the opposite. I can make a decent bowl of ramen and also can make some mean corn dogs. It took a while to get there but, hopefully, we can shorten the journey for some.</p>



<h2 class="wp-block-heading">Would You Pay for a Horse You Can&#8217;t Ride?</h2>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" width="1024" height="683" src="https://www.simplifiedlivinglab.com/wp-content/uploads/2024/08/pexels-tibszabo-16441745-1024x683.jpg" alt="A carousel horse on the top of a carousel" class="wp-image-271" style="width:556px;height:auto" srcset="https://www.simplifiedlivinglab.com/wp-content/uploads/2024/08/pexels-tibszabo-16441745-1024x683.jpg 1024w, https://www.simplifiedlivinglab.com/wp-content/uploads/2024/08/pexels-tibszabo-16441745-300x200.jpg 300w, https://www.simplifiedlivinglab.com/wp-content/uploads/2024/08/pexels-tibszabo-16441745-768x512.jpg 768w, https://www.simplifiedlivinglab.com/wp-content/uploads/2024/08/pexels-tibszabo-16441745-1536x1024.jpg 1536w, https://www.simplifiedlivinglab.com/wp-content/uploads/2024/08/pexels-tibszabo-16441745-2048x1365.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
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<p>We also started to look at this through a completely different lens. In our case, we were paying for calories we didn’t want. Most of us realize there is a cost to calories. We associate that cost with weight gain or loss. What most don’t equate is the cost of those calories you pay for but don’t eat.&nbsp;</p>



<p class="has-background" style="background-color:#91a29f1c">When you buy food at a restaurant you are paying a premium for the calories. The reason it is a premium is that the food is created for you by others. Would you pay for someone to paint your house and your deck if you didn’t have a deck? Of course not! <strong><em>Then why pay for food you aren’t going to eat?</em></strong></p>



<h2 class="wp-block-heading">At the Core of the Issue was Waste</h2>



<p>We started to identify both of these issues. Ultimately our calorie budget made us use restaurants as little as possible. We recognized that the cost of the calories we were wasting was very high. As a result, we started to think we should invest our money in ourselves. We decided to get some decent kitchen equipment and start to cook at home more consistently.</p>



<p>Truth be told, it wasn&#8217;t just the calories or unpredictable portion sizes of restaurants. We learned quickly that <a href="https://www.simplifiedlivinglab.com/2024/08/02/honesty-goes-great-with-calories/" target="_blank" rel="noopener" title="Honesty Goes Great With Calories">counting calories</a> was a pain. What made it worse was never knowing what was in the food. How much butter was in those mashed potatoes? Was that 4 or 5 ounces of fries? Not only was counting calories becoming more tedious, but it was also becoming completely unreliable.</p>



<h2 class="wp-block-heading">Our Solution Was Imitating MREs and TV Dinners&#8230;Sort Of</h2>



<p>Loving or hating the military is up to you. We feel we can learn from anyone. The one thing the military knows is <a href="https://www.nam.ac.uk/explore/army-marches-its-stomach" target="_blank" rel="noopener" title="An Evolution of Food in the Military ">logistics and the importance of food</a>. The <a href="https://en.wikipedia.org/wiki/Meal,_Ready-to-Eat" target="_blank" rel="noopener" title="Wikipedia's Entry on the MRE">MRE or Meal Ready to Eat </a>was the US evolution of food rations. It is designed to be stored for a long time and then used in the field. It has a description of everything in it nutrition-wise. What a brilliant idea for counting calories! Supposedly not too bad tasting as well? You know what, they weren&#8217;t too far from a civilian TV dinner either.</p>



<p>Now I&#8217;ve never had an MRE but I will make a huge assumption my food was better than a standard MRE. I know what I cook is way better than the TV dinners. We know the idea of an MRE doesn&#8217;t sound great to some. To be clear, we weren&#8217;t out to re-create them, we only wanted to use the concept.</p>



<p>We started creating our meals and storing them. This was a great way for us to create portions we wanted. We froze most things. The microwave was elevated in importance in our daily routine. They were easy to take to work. We also could put the dish in an app and not have to enter a guess for what we were eating. Because we made it ourselves, we could create it as a meal in our apps, and calorie counting became as easy as selecting it. </p>



<h2 class="wp-block-heading">Wrapping Up</h2>



<p>  We had begun solving the problems of waste, and portion size, and making counting calories easier. This led to performing meal planning and learning a system for it. We will discuss how we worked through that in a post that follows. </p>



<p>Hopefully, at the end of this post, you can understand some of the challenges of eating out. It becomes an issue of control of calories and waste. While our <a href="https://www.simplifiedlivinglab.com/2024/08/04/practical-ways-to-use-restaurants/" target="_blank" rel="noopener" title="Practical Ways to Use Restaurants">previous post</a> details come of the ways to work in eating out, overall, it wasn&#8217;t sustainable on a daily or even a few times a week. By re-learning to cook and package our meals we gained back money, time, and predictability. All of this helped us stay on track for our goals.</p>



<p></p><p>The post <a href="https://www.simplifiedlivinglab.com/2024/08/04/cooking-simple-for-better-control/">Cooking Simple For Better Control</a> first appeared on <a href="https://www.simplifiedlivinglab.com">Simplified Living Lab</a>.</p>]]></content:encoded>
					
		
		
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